Terms of Service

Last updated: January 31, 2025

1. Acceptance of Terms

By accessing or using Pediment’s services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any part of these terms, you may not use our services.

2. Description of Service

Pediment provides stablecoin infrastructure and technology solutions for financial institutions, including:

• Stablecoin issuance and management platforms
• Banking infrastructure integration
• Compliance and regulatory tools
• Technical consulting and support services

3. Eligibility

Our services are intended for use by:

• Licensed financial institutions
• Qualified institutional customers
• Authorized corporate entities
• Professional service providers in the financial sector

Individual retail customers are not eligible to use our platform.

4. Account Registration

To access our services, you must:

• Provide accurate and complete registration information
• Maintain and update your account information
• Safeguard your account credentials
• Notify us immediately of any unauthorized access

5. Acceptable Use

You agree to use our services only for lawful purposes and in accordance with:

• All applicable federal, state, and local laws
• Financial services regulations (including BSA/AML requirements)
• Industry best practices and standards
• Our acceptable use policies

6. Prohibited Activities

You may not:

• Use our services for illegal activities or money laundering
• Attempt to gain unauthorized access to our systems
• Interfere with the security or operation of our platform
• Violate any applicable laws or regulations
• Use our services in any way that could harm our reputation

7. Intellectual Property

All content, software, and materials provided through our services are protected by intellectual property laws. You may not:

• Copy, modify, or distribute our proprietary technology
• Reverse engineer our software or systems
• Use our trademarks without permission
• Create derivative works without authorization

8. Data Security and Privacy

We implement enterprise-grade security measures to protect your data. Your use of our services is also governed by our Privacy Policy, which is incorporated by reference into these Terms.

9. Service Availability

While we strive for maximum uptime, we do not guarantee uninterrupted service availability. We reserve the right to:

• Perform scheduled maintenance
• Make emergency repairs
• Temporarily suspend services for security reasons
• Update or modify our platform

10. Fees and Payment

Service fees are outlined in your executed service agreement. All fees are non-refundable unless otherwise specified in writing.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, PEDIMENT SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING FROM YOUR USE OF OUR SERVICES.

12. Indemnification

You agree to indemnify and hold harmless Pediment from any claims, damages, or expenses arising from your use of our services or violation of these Terms.

13. Termination

We may terminate or suspend your access to our services at any time, with or without cause, upon written notice.

14. Governing Law

These Terms are governed by the laws of Delaware, United States, without regard to conflict of law principles.

15. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes via email or through our platform.

16. Contact Information

For questions about these Terms, please contact us at:

Email: legal@pediment.xyz
Address: Pediment Legal Department, [Company Address]
Phone: [Company Phone]

These Terms of Service constitute a legally binding agreement between you and Pediment.